Car Repossession Attorney In Doral, Florida

At Frank & De La Guardia, we're aware of the challenges faced by those experiencing car repossession in Florida. With a firm grasp on Bankruptcy Law, our attorneys, Rodolfo De La Guardia and Michael A. Frank, are committed to helping you understand your legal rights and navigate the process, so you can find your way back to financial stability. Our goal is to provide compassionate and effective representation to clients who are facing difficult financial situations. In this article, we'll discuss the basics of car repossession in Florida and how our team can help you.

Car repossession occurs when a lender takes back possession of a vehicle due to missed payments or default on the loan. This can be a stressful and overwhelming experience, especially if your car is essential for daily transportation. In Florida, the process of car repossession follows specific laws and regulations that must be followed by both the lender and the borrower.

Firstly, it's important to understand that lenders cannot repossess your vehicle without proper notice. If you have missed payments or defaulted on your loan, the lender must send you a "Notice of Default and Right to Cure" letter. This letter will inform you of the amount due, the steps needed to cure the default, and a deadline for payment.

If you fail to make the required payments by the given deadline, the lender can then proceed with repossessing your vehicle. However, they must do so without causing a "breach of peace." This means that they cannot use force or threaten you in any way during the repossession process. They also cannot enter a closed garage or remove your car from a locked property.